Maine has a progressive income tax system with rates ranging from 5.8% to 7.15%, making it one of the higher-tax states in New England. Our free Maine paycheck calculator shows your exact take-home pay after federal taxes, Maine state tax, and FICA deductions. Whether you're considering a move to Vacationland, comparing job opportunities in Portland, or planning your current Maine budget, get accurate results based on 2025 tax rates.
Maine Tax System Overview
Maine uses a progressive income tax system with three tax brackets:
2025 Maine Tax Brackets (Single Filer)
| Income Range | Tax Rate | Tax Amount |
|---|---|---|
| $0 - $24,500 | 5.8% | Up to $1,421 |
| $24,501 - $58,050 | 6.75% | Up to $3,685 |
| $58,051+ | 7.15% | $3,685+ |
- Standard Deduction: $14,800 (single), $29,600 (married filing jointly)
- Personal Exemption: $4,850 per person
- No Local Income Tax: Municipalities cannot impose income taxes
- Retirement Partially Taxed: Some retirement income exemptions available
Sample Maine Paycheck Calculations
Here's how much you'll take home at different salary levels in Maine:
$50,000 Annual Salary
- Gross Pay: $50,000
- Federal Tax: $4,617
- ME State Tax: $2,265
- FICA Taxes: $3,825
- Take-Home Pay: $39,293 (78.6%)
- Monthly Net: $3,274
- Bi-weekly Net: $1,511
$75,000 Annual Salary
- Gross Pay: $75,000
- Federal Tax: $8,739
- ME State Tax: $4,478
- FICA Taxes: $5,738
- Take-Home Pay: $56,045 (74.7%)
- Monthly Net: $4,670
- Bi-weekly Net: $2,156
$100,000 Annual Salary
- Gross Pay: $100,000
- Federal Tax: $14,260
- ME State Tax: $6,266
- FICA Taxes: $7,650
- Take-Home Pay: $71,824 (71.8%)
- Monthly Net: $5,985
- Bi-weekly Net: $2,762
Maine vs. Neighboring States
Compare Maine's tax burden with surrounding states:
Maine ($75k salary)
- Take-home: $56,045
- Effective rate: 25.3%
- State tax: $4,478
- Higher tax burden
New Hampshire ($75k salary)
- Take-home: $61,565
- Effective rate: 17.9%
- State tax: $0
- NH Saves: $5,520/year
Understanding Maine Paycheck Deductions
Maine State Income Tax
Maine's progressive tax system includes generous deductions:
- Progressive Rates: 5.8% to 7.15% depending on income level
- Standard Deduction: $14,800 (single), $29,600 (married)
- Personal Exemption: $4,850 per person
- Dependent Exemption: $4,850 per dependent
Maine Retirement Tax Considerations
Maine provides some retirement benefits but taxes most income:
- Social Security: Not taxed by Maine
- Pension Income: Up to $10,000 exemption for some pensions
- 401(k) & IRA: Withdrawals are generally taxable
- Military Retirement: Up to $6,000 exemption for military pensions
Maine's Unique Tax Features
Maine has several distinctive tax characteristics:
- Property Tax Credit: Residents can claim property tax paid as credit
- Sales Tax: 5.5% state rate with no local sales taxes
- No Estate Tax: Maine eliminated its estate tax
- Pine Tree Development Zones: Special tax incentives for certain areas
Frequently Asked Questions
Does Maine tax Social Security benefits?
No, Maine does not tax Social Security benefits, making it more retirement-friendly than many high-tax states.
Are there local income taxes in Maine?
No, Maine municipalities cannot impose local income taxes. However, property taxes vary significantly by town and can be quite high in some areas.
How do Maine's tax rates compare to other New England states?
Maine's top rate of 7.15% is competitive with other New England states, though New Hampshire has no income tax and Massachusetts has a flat 5% rate.
Tax Planning Tips for Maine Residents
Take Advantage of Standard Deduction
Maine's substantial standard deduction means many taxpayers benefit more from the standard deduction than itemizing.
Consider Property Tax Credit
Maine residents can claim property taxes paid as a credit against income taxes, providing additional tax relief.
Plan for Retirement
While Maine taxes most retirement income, Social Security is exempt and some pension income may qualify for exemptions.
Ready to Calculate Your Maine Take-Home Pay?
Use our calculator above to see exactly how much you'll keep from your paycheck in Maine.