Ohio has a progressive income tax system with rates ranging from 0% to 3.99%, making it one of the more tax-friendly states in the Midwest. Our free Ohio paycheck calculator shows your exact take-home pay after federal taxes, Ohio state tax, and FICA deductions. Whether you're considering a move to the Buckeye State, comparing job offers, or budgeting your current Ohio salary, get accurate results based on 2025 tax rates.
Ohio Tax System Overview
Ohio uses a progressive income tax system with relatively low rates compared to many states:
2025 Ohio Tax Brackets (Single Filer)
| Income Range | Tax Rate | Tax Amount |
|---|---|---|
| $0 - $26,050 | 0% | $0 |
| $26,051 - $41,700 | 2.85% | Up to $446 |
| $41,701 - $83,350 | 3.33% | Up to $1,832 |
| $83,351+ | 3.99% | $1,832+ |
Sample Ohio Paycheck Calculations
Here's how much you'll take home at different salary levels in Ohio:
$50,000 Annual Salary
- Gross Pay: $50,000
- Federal Tax: $4,617
- OH State Tax: $720
- FICA Taxes: $3,825
- Take-Home Pay: $40,838 (81.7%)
- Monthly Net: $3,403
- Bi-weekly Net: $1,571
$75,000 Annual Salary
- Gross Pay: $75,000
- Federal Tax: $8,739
- OH State Tax: $1,830
- FICA Taxes: $5,738
- Take-Home Pay: $58,693 (78.3%)
- Monthly Net: $4,891
- Bi-weekly Net: $2,258
$100,000 Annual Salary
- Gross Pay: $100,000
- Federal Tax: $14,260
- OH State Tax: $2,495
- FICA Taxes: $7,650
- Take-Home Pay: $75,595 (75.6%)
- Monthly Net: $6,300
- Bi-weekly Net: $2,908
Ohio vs. Neighboring States
Compare Ohio's tax burden with surrounding states:
Ohio ($75k salary)
- Take-home: $58,693
- Effective rate: 21.7%
- State tax: $1,830
- Low tax burden
Pennsylvania ($75k salary)
- Take-home: $58,218
- Effective rate: 22.4%
- State tax: $2,305
- OH Saves: $475/year
Understanding Ohio Paycheck Deductions
Ohio State Income Tax
Ohio's progressive tax system offers several advantages:
- Low Starting Point: First $26,050 is tax-free for single filers
- Moderate Rates: Maximum rate of 3.99% is lower than many states
- Local Tax Consideration: Some cities have additional local income taxes
- Retirement Friendly: Military retirement pay and some other retirement income may be exempt
Local Income Taxes in Ohio
Unlike most states, Ohio allows cities to impose local income taxes. Major cities include:
- Columbus: 2.5% local income tax
- Cleveland: 2.5% local income tax
- Cincinnati: 1.8% local income tax
- Toledo: 2.25% local income tax
Note: Our calculator shows state taxes only. Add local taxes separately if applicable.
Frequently Asked Questions
Do I need to pay both state and local income tax in Ohio?
Yes, if you work in a city with local income tax, you'll pay both state and local taxes. However, you may get credit for taxes paid to your work city when filing with your home city.
Is Ohio tax-friendly for retirees?
Ohio is moderately retirement-friendly. Military retirement pay is fully exempt, and there's a retirement income credit for other retirement income, though Social Security and most pension income is still taxable.
How do Ohio's tax rates compare nationally?
Ohio's state income tax rates are relatively low compared to the national average, with a top rate of 3.99% versus some states that exceed 10%.
Tax Planning Tips for Ohio Residents
Maximize Retirement Contributions
With Ohio's moderate tax rates, pre-tax retirement contributions provide good state tax savings plus federal benefits.
Consider Local Tax Impact
If you're choosing where to live or work in Ohio, factor in local income taxes which can add 1-3% to your total tax burden.
Take Advantage of Low Tax Burden
Ohio's combination of no tax on the first $26k plus moderate rates makes it attractive for middle-income earners.
Ready to Calculate Your Ohio Take-Home Pay?
Use our calculator above to see exactly how much you'll keep from your paycheck in Ohio.